The best Capital One credit card is the Capital One Venture Rewards Credit Card. Laura is an editor and writer at CreditCards.com. Plus, students who study abroad will love the fact that there are no foreign transaction fees. And as your qualifying balances grow, so do your benefits. One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening, Ends December 14, 2020: Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months, Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening, Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel, Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening, Earn up to $60 in streaming subscription credits when you pay on time. By following a few simple steps, you can help ensure youâre headed in the right direction when it comes to managing your credit card debt. One or more of the cards you chose to compare are not serviced in English. Your credit cards journey is officially underway. Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. You can reach her by e-mail at email@example.com and on Twitter @creditcards_lm. There’s now an annual fee of $95 that is not waived in the first year. The bonus is worth either $1,000 or $500 respectively when redeemed for travel. Note that we cannot reply to questions asked via this form. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. This card has the same ongoing rewards as the Quicksilver Cash Rewards, making it a compelling choice for your wallet. All Rights Reserved. Already a Bank of America customer? Your responses will help us improve the Bank of America digital experience for all our customers. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Compare the benefits of our most popular cards. Although it’s waived the first year, there’s a $95 annual fee. In case your credit card was stolen, Capital One’s $0 fraud liability means you won’t even have to pay the FTC’s $50 liability limit for verified unauthorized purchases. Capital One’s exciting lineup of credit cards includes business, cash and travel rewards, as well as vehicles for credit building. The Platinum is a great first card or a product for the consumer trying to build his or her credit with responsible card use. While the Venture Rewards card now have airline partners, the 2:1.5 transfer ratio is less than that of some other competitor travel cards. The Spark Miles for Business is similar to the Spark Cash, except you get miles instead of cash back, making it a good choice for travel redemptions. If those are the types of purchases you often find yourself making, the SavorOne is a great option. There’s a great $200 bonus after a $500 spend within the first 3 months and 2% back at grocery stores, in addition to the great dining rewards. There is no annual fee, unlike the QuicksilverOne, and like the QuicksilverOne, you may be able to up your credit limit after the first 6 months of on-time payments. Check the data at the top of this page and the bank's website for the most current information. Anyone from students to seasoned credit card users and travel enthusiasts to small business owners could benefit from a Capital One credit card. Copyright © 2020 CreditCards.com a Red Ventures Company. With superior ongoing rewards and a strong sign-up bonus, the Savor Cash Rewards has a lot to offer. The VentureOne’s fun rewards make it worth a look. Usa tu tarjeta de crédito Mastercard para tus compras diarias (en tiendas, en línea e incluso en lugares donde no aceptan efectivo ni cheques como en los hoteles). Get the most out of your credit card. This browser extension from Capital One saves online shoppers money by scanning the web for lower prices on your item. By providing my email address, I agree to CreditCards.com’s Bank of America, N.A. It’s practically unheard of to find a cash back card that offers 3% back on dining and entertainment with an unlimited spend. Tarjetas Prepago Las tarjetas prepago Mastercard pueden utilizarse en todas partes donde se aceptan las tarjetas de débito Mastercard. And you can also transfer your miles to a number of airline partners and travel loyalty programs. The ongoing rewards of 1.25X miles on all purchases and the signup bonus could be better. We're sorry, this page is temporarily unavailable. From no foreign transaction fees to travel accident insurance, Capital One cards offer a plethora of benefits, including travel and retail; apps and digital services; and security. Be sure to sign in when you check for offers to see whatâs already waiting for you. CreditCards.com is an independent, advertising-supported comparison service. Imagine credit cards that are easy to use, miles that are easy to redeem and rewards that are easy to love. You can use your miles for travel in the past 90 days, book new travel through Capital One, gift cards, a check or you can transfer them to another account. This card accepts consumers with average, fair or limited credit. Plus, deposit more money before your account opens to get a higher credit line, Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit, Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed, Easily manage your account 24/7 with online access, by phone or using our mobile app, $0 annual fee and no foreign transaction fees, Earn unlimited 1.25X miles on every purchase, every day, Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime, Transfer your miles to over 10+ travel loyalty programs, Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that, Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions, Purchase above your credit limit with no hassle and no over-limit fees, $0 annual fee for the first year; $95 after that, Free employee cards, which also earn unlimited 2% cash back on all purchases, $0 Fraud Liability if your card is lost or stolen, Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, Earn cash rewards without signing up for rotating categories, Monitor your credit profile with the CreditWise® app, free for everyone, $0 fraud liability if your card is ever lost or stolen, No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account, Help strengthen your credit for the future with responsible card use, Get customized alerts and manage your account with the Capital One mobile app, Earn 1% cash back on all your purchases. If you prefer that we do not use this information, you may opt out of online behavioral advertising. Although there’s no annual fee, this card’s sign-up bonus is in the middle of the pack when compared to other cash back cards. The Secured Mastercard from Capital One accepts consumers with bad or limited credit and is ideal for someone looking to repair credit. Tell us who you are and what you like, to see what offers are available to you. There are two options for the traveler, both great for domestic and international, and they are the Venture Rewards and the VentureOne Rewards. As one of the best credit cards for travel rewards, it’s worth your while if you do a fair amount of traveling, even with a $95 annual fee. There are no ongoing rewards or sign-up bonus. The VentureOne is best for the occasional traveler who just can’t justify an annual fee, and the Venture is great for the traveler who wants to max out spending. The Capital One Mobile app allows you to manage your account on the go with activity and credit monitoring features, mobile check deposit, rewards redemption, Zelle® mobile payments and Card Lock to freeze your stolen or lost credit card. One possible disadvantage for young consumers is the high APR, at 26.99% variable. Yes, other card issuers have higher end cards with lots of fancy features that you may or may not use, but a Capital One card is guaranteed to serve you well, depending on what you seek. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Up to $60 in streaming subscription credits. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. When the entire travel fare is purchased using your card, eligible losses are covered at no extra charge. With the cashback program, you simply log in and follow the prompts to redeem. We look here at what Capital One offers and how the cards work: Need a leg up on your credit? The offers that appear on this site are from companies from which CreditCards.com receives compensation.